Estimates and quotes
Calculator and quote answers are processed only to produce the result you request. AskOBI does not add them to its website database during calculation or comparison. An applicable quotation provider may process the fields required to return a quote.
Requesting advisor review
Nothing is sent to Yasmien until you deliberately choose Request advisor review, provide contact details and consent to share your answers. If submission succeeds, the website sends Yasmien a copy by email so she can respond. The stateless quote flow does not create a website database record.
Session-only autofill
The Disability Insurance Calculator keeps its inputs during refreshes and shares them between open calculator tabs. Quote tools share matching answers when you choose session sharing. This happens in your browser using sessionStorage and BroadcastChannel. The information is not added to the website database, cookies, localStorage or analytics. sessionStorage is normally limited to a tab’s page session, but browser session-restore behaviour varies, so closing tabs is not presented as guaranteed erasure. Use Clear inputs to remove calculator data from the current session and signal other open calculator tabs.
No automatic client transfer
Information entered on this website is not automatically transferred into MLF Advisor or treated as a complete insurance application.
Service providers
COMPULIFE supplies preliminary comparison data. Zoho delivers requested emails. Cal.com handles optional bookings. Google Analytics starts with analytics storage denied and may not store analytics cookies or identifiers unless you allow analytics. Quote and contact information are prohibited from being sent to analytics.
Your choices
You may use calculators and comparisons without requesting advisor review, decline analytics, or ask for deletion of information submitted for review by contacting Yasmien Saleem.