†EI sickness benefits usually include a one-week waiting period and use insurable weekly earnings. New claims starting March 30, 2025 through October 10, 2026 have a temporary waiver, although a SUB top-up can make serving the week advantageous. This estimator applies an explicit illustrative 25% deduction to EI benefits, not a personalized tax calculation. Benefit amount, duration and eligibility vary by individual.
Monthly gap
$—Estimates are based on the information and assumptions entered and do not reflect individual tax treatment, benefit coordination, eligibility, policy terms or insurer underwriting. This estimator assumes that short-term disability (STD) and long-term disability (LTD) employer benefits are taxable at 25%. Confirm your employer and government benefits and speak with a licensed advisor about your situation. This estimator does not substitute professional advice.